Boat Insurance That Keeps You Afloat
Florida boat insurance helps protect your time on the water from unexpected accidents, storms, and theft. At Jamie Gioia Insurance Group, we help Florida boat owners explore coverage options for their watercraft, passengers, and personal liability. Whether you own a fishing boat, pontoon, sailboat, or personal watercraft, we’ll help you find coverage tailored to your needs.
Our boat insurance goes beyond just covering physical damage. We offer liability protection, coverage for towing and assistance, uninsured boater protection, and more. With over 20 years of experience serving Florida, we understand the unique risks boaters face. Let us help you navigate the best coverage options so you can enjoy every trip worry-free.
Benefits of JGIG Boat Insurance
Set sail with confidence knowing your boat is protected. JGIG’s boat insurance offers comprehensive coverage for your vessel, passengers, and liability risks so you can enjoy the water stress-free.
Comprehensive coverage options for all types of watercraft
Protection against storms, accidents, and liability claims
Affordable rates with multi-policy discounts available
24/7 emergency claims support for fast assistance
Flexible coverage options, including towing and personal property protection
Experienced Florida-based agents who understand local boating risks
Types of Boat Insurance Coverage
Physical Damage Coverage
Protects your boat from damage due to accidents, storms, fire, theft, and vandalism.
Liability Coverage
Covers bodily injury and property damage you may cause to others while operating your boat.
Medical Payments Coverage
Pays for medical expenses if you or your passengers are injured in a boating accident.
Boater Coverage
Provides protection if another boater causes an accident and lacks sufficient insurance.
Towing & Assistance Coverage
Covers on-water towing, emergency fuel delivery, and roadside assistance for your boat trailer.
Personal Effects & Equipment Coverage
Protects fishing gear, electronics, and personal items stored on your boat.
Hurricane Haul-Out Coverage
Helps pay for hauling and storage to protect your boat before a major storm.